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Charleston, West Virginia

What is the Charleston VA Loan Appraisal Process?


What is the VA Appraisal Process in Charleston, West Virginia?

What is the VA Appraisal Process in Charleston  blog photo

Property Appraiser and VA Appraisal Process



What is the VA home loan appraisal process?

This is a very common question from military members and military spouses looking to close for their VA Home Loan. In today's Go VA Home Loan Charleston blog post we will go over what the appraisal process it is, the purposes it holds, and why you need to know what it is.

The VA Home Loan Appraisal Process is Mandatory


In general, the housing industry leaves you a multitude of options through out your home buying experience. You have a lot of different loan types to choose from, a ton of information to know about them, a multitude of Charleston mortgage lenders to choose from, and many other options. On the contrary, you don't have many options when it comes to the VA appraisal process. It is necessary if you want to be approved for your VA mortgage. Every home purchased with a VA loan must be evaluated by a VA certified home appraiser. Your VA lender requests and schedules the appraisal, and informs you once the appraisal has been completed.

What is the purpose of the VA Appraisal?

So, basically it has two main purposes.

1. VA Appraisals Determine the Value of a Home providing a Fair Market Value
The Charleston mortgage lender that you choose needs to know the market value for the property that you are wanting to purchase via VA home loan. This appraisal process is also good for you because it ensures that you aren't over paying for the property you want to own. This is also a way to help lenders to ensure that they are avoiding putting their clients in an upside down mortgage payment from the start. The chosen Charleston appraiser will use market analytics and information that is up to date as well as recent sales to make a final determination of the value of the home in question.

2. The Charleston Appraisal process will ensure that the property meets The Department of Foreign Affairs Minimum Property Requirements also known as MPRs
The Department of Foreign Affairs has a unique list of MPRs that all VA Home Loan housing must follow. This is a wide list of guidelines that is insurance for the military personnel to make sure that the home is safe and ready for you to move in. How long does the VA appraisal take in Charleston?


Usually the VA appraisal process is started, carried out, and finished with in a ten day time period. This is an avg. of VA home loan appraisals. This time period goes by the name of a VA home appraisal turn time or turn times. Appraisal turn times vary based on the location.


The Department of Foreign Affairs has time line requirements for different locations and specifically different states. That being said these are guidelines that aren't always followed verses actual requirements. Sometimes, if a Charleston home needs repairs after the first inspection, the VA home loan appraiser will need to return to re-appraise your West Virginia home after repairs. Long story short, be ready for it to take more time than the expected ten days.

What does the VA Home Appraisal say about my Charleston home?



The VA appraisal is NOT an absolute guarantee that your home is flawless or perfected

The CharlestonVA property appraiser will ensure the home is:
  • Safe for inhabitant
  • Solid on a structural basis
  • Clean and sanitary for your and your dependents' living


"My Charleston, West Virginia appraisal didn't come back perfect. What now?"

So your VA home loan appraisal didn't come back perfect? Unfortunately, not all West Virginia homes are going to pass the appraisal process that the VA Home Loan requires.


This can definitely complicate your home buying experience extremely quickly.

MPR criteria was not met by your Charleston property appraiser for your VA Home Loan
This just means that the appraiser says there are repairs that must be made to the house before the VA Home Loan can close. You, the seller, or even the mortgage broker can have the repairs fixed and then the appraisal process can have a second go so can finally get approved for your VA Home Loan.


Find an appraiser here at this military government website

Helpful West Virginia VA Loan Info


What is the Charleston VA Loan Appraisal Process?

VA Purchase Home Loan Program Charleston

Military BAH Rates - Charleston Basic Allowance For Housing

Charleston VA Mortgage Calculator

Charleston VA Mortgage Rates

Common Charleston VA Home Loan Questions

How Do I Get A Charleston Certificate Of Eligibility(COE)?

Military DD214 Form for West Virginia military personnel

Charleston VA Credit Score Requirements

Charleston VA Streamline Refinance Loan | IRRRL Refinance Program

Charleston VA Mortgage Lenders

Charleston Income & Financial Requirements For VA Loans

What are closing average Charleston, West Virginia closing costs?

Charleston VA Mortgage CO-Signer Requirements and Regulations

Charleston Military Home Loans and special benefits

What is the Charleston, West Virginia VA Entitlement?

Charleston West Virginia VA Home Loans

The Government Will Pay Your Charleston VA Loan Through the BAH Program

All West Virginia VA Loan Locations

Locations Nearby Charleston


Clendenin, WV 25045
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 8921
AVERAGE HOME VALUE PER SQFT: $71 Per Sq Ft

Education Stats in Charleston, WV

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Charleston, West Virginia housing data

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25387 Median Gross Rent: %

Time zone and area codes for Charleston

Charleston Time Zone: America/New_York
Area Code(s) For Charleston, WV: 304

Charleston(25387) Coordinates

25387 Approximate Latitude: 38.35
25387 Approximate Longitude -81.63
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Charleston, WV Age Demographics

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Charleston Population 10-19: People
Charleston Population 20-29: People
Charleston Population 30-39: People
Charleston Population 40-49: People
Charleston Population 50-59: People
Charleston Population 60-69: People
Charleston Population 70-79: People
Charleston Population 80 years and up: People

Charleston Demographics Data

White demographics: People
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Charleston Indian and alaskan natives: People
Charleston asian demographics: People
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Charleston Population Makred as Other: People
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Charleston, WV Facts

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Charleston Postal, Tax, and Wage Facts

Total Wages in Charleston:
25387 Post Office Location: NA-US-WV-CHARLESTON
25387 Post Office Type: STANDARD
There were tax returns in 25387.

Charleston, WV 25387
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 8749
AVERAGE HOME VALUE PER SQFT: $54 Per Sq Ft


South Charleston, WV 25303
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 7886
AVERAGE HOME VALUE PER SQFT: $76 Per Sq Ft


Charleston, WV 25304
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 7605
AVERAGE HOME VALUE PER SQFT: $96 Per Sq Ft


Nitro, WV 25143
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 7367
AVERAGE HOME VALUE PER SQFT: $72 Per Sq Ft


Dunbar, WV 25064
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6855
AVERAGE HOME VALUE PER SQFT: $61 Per Sq Ft


Elkview, WV 25071
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6816
AVERAGE HOME VALUE PER SQFT: $78 Per Sq Ft


Charleston, WV 25311
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6725
AVERAGE HOME VALUE PER SQFT: $78 Per Sq Ft


Cross Lanes, WV 25313
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6338
AVERAGE HOME VALUE PER SQFT: $77 Per Sq Ft


South Charleston, WV 25309
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6278
AVERAGE HOME VALUE PER SQFT: $76 Per Sq Ft


Charleston, WV 25314
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 5833
AVERAGE HOME VALUE PER SQFT: $92 Per Sq Ft


Charleston, WV 25302
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 5253
AVERAGE HOME VALUE PER SQFT: $61 Per Sq Ft


Saint Albans, WV 25177
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 3334
AVERAGE HOME VALUE PER SQFT: $67 Per Sq Ft


Fairview, WV 26570
METROPOLITAN Area: Fairmont, WV
COUNTY NAME: Marion West Virginia
CITY SIZE RANK: 10546
AVERAGE HOME VALUE PER SQFT: $119 Per Sq Ft