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Charleston, West Virginia

Charleston Income & Financial Requirements For VA Loans


VA Home Loan Financial Requirements Charleston

VA Home Loan Financial and Income Requirements Charleston, West Virginia blog photo of VA military member in airfield


Charleston, West Virginia VA Home Loan Financial Requirements



What's your financial stability?

What's your financial requirements for a VA Home Loan?


These two questions co-exist when it comes to the financial requirements for VA Home Loans in West Virginia. The VA Loan process verifies the previous two years of employment, usually through tax forms (W2s). Basically your financial obligation is based on your financial stability which is judged by your past jobs, employment stability, and general financial


Financial history & stability. Basic income and financial documentation requirements for West Virginia VA Home Loans
  • Basic Allowance for Housing (BAH) Documentation
  • Documents to show income such as W2's
  • Any other document-able income such as rental incomes, side jobs, retirement, etc...
  • You must prove your income from the previous two year


Most West Virginia Mortgage Lenders look closely at the previous two years of income and employment stability. Depending on the circumstances, they may ask for additional documentation. Let your loan officer know if you can't find the documents needed! This is very important VA Home Loan Financial Eligibility.


If you are trying to obtain a VA home loan you should definitely take into account that lenders are going to want to check your background. This means there are several qualifications and requirements that the lenders are going to need to check before you are approved for your VA Home Loan. This is as true for VA Loans as it is for FHA or Conventional Loans or Jumbo Mortgage Loans. It's simply the way the home loan and housing industry operates.

Below we have listed several VA Home Loan Approved Type to for your financial outlook
  • W2 Income or Self-Employed Income
  • Overtime or Bonus Income
  • Retirement Income
  • Alimony, Child Support, or Separate Maintenance
  • Rental Income


When you decide that you want to start the loan process it would be wise to talk to your lender to find out what documents they are going to need in order for you to prove your income. Most lenders look for at least the 2 most recent years of proof; in some cases they may request additional documentation. Your lender may be able to assist you in obtaining necessary income information. There are also alternative methods of documenting the same source of income. Should you need to request any tax forms, in the event that you don't have them, you'll want to allow time for them to be generated and shipped to you. With many different lenders offering VA Loans in Charleston, West Virginia there are a number of great programs available to you when deciding to refinance or purchase a home. Make sure you take full advantage of your Veteran benefits and look into a VA Loan. There are many benefits for military members in choosing a VA Loan over a Conventional or FHA loan.

Learn More Here

Helpful West Virginia VA Loan Info


What is the Charleston VA Loan Appraisal Process?

VA Purchase Home Loan Program Charleston

Military BAH Rates - Charleston Basic Allowance For Housing

Charleston VA Mortgage Calculator

Charleston VA Mortgage Rates

Common Charleston VA Home Loan Questions

How Do I Get A Charleston Certificate Of Eligibility(COE)?

Military DD214 Form for West Virginia military personnel

Charleston VA Credit Score Requirements

Charleston VA Streamline Refinance Loan | IRRRL Refinance Program

Charleston VA Mortgage Lenders

Charleston Income & Financial Requirements For VA Loans

What are closing average Charleston, West Virginia closing costs?

Charleston VA Mortgage CO-Signer Requirements and Regulations

Charleston Military Home Loans and special benefits

What is the Charleston, West Virginia VA Entitlement?

Charleston West Virginia VA Home Loans

The Government Will Pay Your Charleston VA Loan Through the BAH Program

All West Virginia VA Loan Locations

Locations Nearby Charleston


Clendenin, WV 25045
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 8921
AVERAGE HOME VALUE PER SQFT: $71 Per Sq Ft

Education Stats in Charleston, WV

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Charleston, West Virginia housing data

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25387 Median Gross Rent: %

Time zone and area codes for Charleston

Charleston Time Zone: America/New_York
Area Code(s) For Charleston, WV: 304

Charleston(25387) Coordinates

25387 Approximate Latitude: 38.35
25387 Approximate Longitude -81.63
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Charleston, WV Age Demographics

Charleston Population Under 10: People
Charleston Population 10-19: People
Charleston Population 20-29: People
Charleston Population 30-39: People
Charleston Population 40-49: People
Charleston Population 50-59: People
Charleston Population 60-69: People
Charleston Population 70-79: People
Charleston Population 80 years and up: People

Charleston Demographics Data

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Charleston Indian and alaskan natives: People
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Charleston Population Makred as Other: People
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Charleston, WV Facts

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Charleston Postal, Tax, and Wage Facts

Total Wages in Charleston:
25387 Post Office Location: NA-US-WV-CHARLESTON
25387 Post Office Type: STANDARD
There were tax returns in 25387.

Charleston, WV 25387
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 8749
AVERAGE HOME VALUE PER SQFT: $54 Per Sq Ft


South Charleston, WV 25303
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 7886
AVERAGE HOME VALUE PER SQFT: $76 Per Sq Ft


Charleston, WV 25304
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 7605
AVERAGE HOME VALUE PER SQFT: $96 Per Sq Ft


Nitro, WV 25143
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 7367
AVERAGE HOME VALUE PER SQFT: $72 Per Sq Ft


Dunbar, WV 25064
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6855
AVERAGE HOME VALUE PER SQFT: $61 Per Sq Ft


Elkview, WV 25071
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6816
AVERAGE HOME VALUE PER SQFT: $78 Per Sq Ft


Charleston, WV 25311
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6725
AVERAGE HOME VALUE PER SQFT: $78 Per Sq Ft


Cross Lanes, WV 25313
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6338
AVERAGE HOME VALUE PER SQFT: $77 Per Sq Ft


South Charleston, WV 25309
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 6278
AVERAGE HOME VALUE PER SQFT: $76 Per Sq Ft


Charleston, WV 25314
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 5833
AVERAGE HOME VALUE PER SQFT: $92 Per Sq Ft


Charleston, WV 25302
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 5253
AVERAGE HOME VALUE PER SQFT: $61 Per Sq Ft


Saint Albans, WV 25177
METROPOLITAN Area: Charleston, WV
COUNTY NAME: Kanawha West Virginia
CITY SIZE RANK: 3334
AVERAGE HOME VALUE PER SQFT: $67 Per Sq Ft


Fairview, WV 26570
METROPOLITAN Area: Fairmont, WV
COUNTY NAME: Marion West Virginia
CITY SIZE RANK: 10546
AVERAGE HOME VALUE PER SQFT: $119 Per Sq Ft