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Las Vegas, Nevada

VA Purchase Home Loan Program Las Vegas


Purchasing VA Home Loans in Las Vegas, Nevada

Purchasing VA Home Loans in Las Vegas, Nevada
VA Purchase Loans in Las Vegas, Nevada blog cover photo of military dad and his daughter hugging. Go VA Home Loans

Purchasing VA Home Loans in Las Vegas, Nevada



What should you know when buying a home in Las Vegas?

While there are numerous unique benefits to the VA loan program, the most notable is that no down payment is required. Because the VA loan allows for the home seller to pay some or all of your closing costs, the VA home loan may be allow you to get into your new home with only a few dollars out of pocket. Here at Go VA Home Loans, we'll walk you through all the benefits and advantages of using a VA loan to purchase a home in Las Vegas. Call (816) 945-9924 any time to discuss the individual circumstances you have. We want to provide you quality information from one of our VA home loan specialists.

What are VA Home Loan Benefits?
  • Loan can be assumed by a buyer who obtains credit approval.
  • VA loan rates are comparable to FHA loan rates and often lower than Conventional interest rates.
  • No mortgage insurance, so your payment is lower than buying with a Conventional or FHA loan.
  • VA places limitations on the types of fees the lender can charge you (these non-allowable costs are typically paid by the seller).
  • The seller can pay 100% of your Discount Points and other non-recurring costs (one-time loan and closing costs).
  • Seller can contribute up to 4% of the sales prices towards your pre-paid expenses (property taxes, home owners insurance and pro-rated interest), the VA Funding Fee and/or pay off debts you have to help you qualify.
  • No pre-payment penalties allowed.
  • 30 and 15 year fixed rate loans offered, as well as 3/1 and 5/1 ARMs.
  • Payment relief, which is also known as forbearance, is extended to VA homeowners experiencing temporary financial difficulty.


Whether you have used the VA home loan before or this is your first time, getting started can seem like a daunting task. The good news is that there is an abundance of information available to home buyers these days. If you're a veteran and you're starting the process of looking into a home loan you'll want to pay special attention to the advantages that the VA home loan program can offer you.

About Purchasing The VA Loan



For VA housing loan purposes, the term "veteran" includes certain members of the Selected Reserve, active duty service personnel and certain categories of spouses. To purchase a Las Vegas home with a VA Loan, the program guidelines require:
  • You must be an eligible veteran who has available home loan entitlement.
  • The loan must be for an eligible purpose. The purchase price should not exceed the appraised value. Otherwise, you will have to pay the difference from your own resources.
  • You must occupy or intend to occupy the property as your home within a reasonable period of time after closing the loan.
  • You must have enough income to meet the new mortgage payments on the loan, cover the costs of owning a home, take care of other obligations and expenses, and still have enough income left over for family support (a spouses income is considered in the same manner as the veterans).


There are two very important pieces of information you will need in order to purchase a VA home loan:

1. Purchase Entitlement Amount
This tells the lender that you are eligible for the program.

2. VA Certificate of Eligibility For Purchasing
This is the amount of the loan of which VA will guarantee, and it determines whether you need to make a down payment or not.

There is usually no VA Loan down payment required, unless



1.The loan amount exceeds the Conforming Loan Limit of $417,000, or the limit is applicable to the high cost areas found here.
2. Borrower does not have full VA entitlement.
3. Appraised value is less than the purchase price, but then it is negotiable with the seller.

It is important to note that the VA cannot guarantee that you are making a good investment or that you can resell the property at the price you paid. The VA does not have the authority to provide you with legal service either. Keep in mind that VA Home Loans can help you order your certificate of Eligibility as well, so feel free to call us at (816) 945-9924 with any questions or to speed up the veteranís mortgage process.

Helpful Nevada VA Loan Info


What is the Las Vegas VA Loan Appraisal Process?

VA Purchase Home Loan Program Las Vegas

Military BAH Rates - Las Vegas Basic Allowance For Housing

Las Vegas VA Mortgage Calculator

Las Vegas VA Mortgage Rates

Common Las Vegas VA Home Loan Questions

How Do I Get A Las Vegas Certificate Of Eligibility(COE)?

Military DD214 Form for Nevada military personnel

Las Vegas VA Credit Score Requirements

Las Vegas VA Streamline Refinance Loan | IRRRL Refinance Program

Las Vegas VA Mortgage Lenders

Las Vegas Income & Financial Requirements For VA Loans

What are closing average Las Vegas, Nevada closing costs?

Las Vegas VA Mortgage CO-Signer Requirements and Regulations

Las Vegas Military Home Loans and special benefits

What is the Las Vegas, Nevada VA Entitlement?

Las Vegas Nevada VA Home Loans

The Government Will Pay Your Las Vegas VA Loan Through the BAH Program

All Nevada VA Loan Locations

Locations Nearby Las Vegas


Reno, NV 89704
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 9809
AVERAGE HOME VALUE PER SQFT: $213 Per Sq Ft

Education Stats in Las Vegas, NV

Highschool Graduation Percent: 77.7579 %
Graduate Degree Percent: 3.3321%
Bachelors Degree Percent: 12.8809%

Las Vegas, Nevada housing data

Las Vegas Poverty Percentage: 20.5842%
Las Vegas, NV Median Earnings: 25780%
Median Household Income in Las Vegas: 41659%
Las Vegas, Nevada Median Home Value: 110700%
89108 Median Gross Rent: 973%

Time zone and area codes for Las Vegas

Las Vegas Time Zone: America/Los_Angeles
Area Code(s) For Las Vegas, NV: 702

Las Vegas(89108) Coordinates

89108 Approximate Latitude: 36.21
89108 Approximate Longitude -115.21
89108 Population Center Latitude: 36.2037365
89108 Population Center Longitude: -115.2248175
Las Vegas's Polygon Offset Latitude: 36.1977
89108 Internal Latitude Point: 36.2052662
89108 Internal Longitude Point: -115.223617
89108 Latitude Minimum: 36.1808
89108 Latitude Maximum: 36.2479
89108 Longitude Minimum: -115.247
89108 Longitude Maximum: -115.179

Las Vegas, NV Age Demographics

Las Vegas Population Under 10: 10851 People
Las Vegas Population 10-19: 9857 People
Las Vegas Population 20-29: 10870 People
Las Vegas Population 30-39: 10009 People
Las Vegas Population 40-49: 9659 People
Las Vegas Population 50-59: 8228 People
Las Vegas Population 60-69: 5766 People
Las Vegas Population 70-79: 3131 People
Las Vegas Population 80 years and up: 1752 People

Las Vegas Demographics Data

White demographics: 38784 People
African-American demographics: 9630 People
Las Vegas Indian and alaskan natives: 582 People
Las Vegas asian demographics: 2895 People
Las Vegas Hawaiian and Pacific Islanders: 442 People
Las Vegas Population Makred as Other: 14034 People
Las Vegas Two or more races: 3756 People
Las Vegas male population count: 35077 People
Las Vegas female population count: 35046 People

Las Vegas, NV Facts

Total Population in Las Vegas: 70123
Las Vegas Land Area: 23273170
Number Of Houses in Las Vegas, Nevada: 28171

Las Vegas Postal, Tax, and Wage Facts

Total Wages in Las Vegas: $947,198,998.00
89108 Post Office Location: NA-US-NV-LAS VEGAS
89108 Post Office Type: STANDARD
There were 29590 tax returns in 89108.

Las Vegas, NV 89108
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 98
AVERAGE HOME VALUE PER SQFT: $113 Per Sq Ft


North Las Vegas, NV 89086
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 9486
AVERAGE HOME VALUE PER SQFT: $100 Per Sq Ft


Incline Village, NV 89451
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 9318
AVERAGE HOME VALUE PER SQFT: $359 Per Sq Ft


Zephyr Cove, NV 89448
METROPOLITAN Area: Gardnerville Ranchos, NV
COUNTY NAME: Douglas Nevada
CITY SIZE RANK: 9314
AVERAGE HOME VALUE PER SQFT: $347 Per Sq Ft


Pahrump, NV 89061
METROPOLITAN Area: Pahrump, NV
COUNTY NAME: Nye Nevada
CITY SIZE RANK: 9156
AVERAGE HOME VALUE PER SQFT: $101 Per Sq Ft


Reno, NV 89501
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 9149
AVERAGE HOME VALUE PER SQFT: $230 Per Sq Ft


Las Vegas, NV 89148
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 868
AVERAGE HOME VALUE PER SQFT: $129 Per Sq Ft


Las Vegas, NV 89179
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 8201
AVERAGE HOME VALUE PER SQFT: $130 Per Sq Ft


Silver Springs, NV 89429
METROPOLITAN Area: Fernley, NV
COUNTY NAME: Lyon Nevada
CITY SIZE RANK: 8075
AVERAGE HOME VALUE PER SQFT: $112 Per Sq Ft


Las Vegas, NV 89122
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 807
AVERAGE HOME VALUE PER SQFT: $108 Per Sq Ft


Yerington, NV 89447
METROPOLITAN Area: Fernley, NV
COUNTY NAME: Lyon Nevada
CITY SIZE RANK: 7952
AVERAGE HOME VALUE PER SQFT: $102 Per Sq Ft


Reno, NV 89519
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 7667
AVERAGE HOME VALUE PER SQFT: $204 Per Sq Ft


Las Vegas, NV 89115
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 758
AVERAGE HOME VALUE PER SQFT: $101 Per Sq Ft


Las Vegas, NV 89143
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 7430
AVERAGE HOME VALUE PER SQFT: $121 Per Sq Ft


Reno, NV 89502
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 742
AVERAGE HOME VALUE PER SQFT: $165 Per Sq Ft


Sparks, NV 89441
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 7293
AVERAGE HOME VALUE PER SQFT: $178 Per Sq Ft


Cold Springs, NV 89508
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 7248
AVERAGE HOME VALUE PER SQFT: $150 Per Sq Ft


Carson City, NV 89703
METROPOLITAN Area: Carson City, NV
COUNTY NAME: Carson City Nevada
CITY SIZE RANK: 7192
AVERAGE HOME VALUE PER SQFT: $171 Per Sq Ft


Laughlin, NV 89029
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 7112
AVERAGE HOME VALUE PER SQFT: $101 Per Sq Ft


Gardnerville, NV 89460
METROPOLITAN Area: Gardnerville Ranchos, NV
COUNTY NAME: Douglas Nevada
CITY SIZE RANK: 6625
AVERAGE HOME VALUE PER SQFT: $178 Per Sq Ft


Gardnerville, NV 89410
METROPOLITAN Area: Gardnerville Ranchos, NV
COUNTY NAME: Douglas Nevada
CITY SIZE RANK: 6616
AVERAGE HOME VALUE PER SQFT: $188 Per Sq Ft


Minden, NV 89423
METROPOLITAN Area: Gardnerville Ranchos, NV
COUNTY NAME: Douglas Nevada
CITY SIZE RANK: 6601
AVERAGE HOME VALUE PER SQFT: $186 Per Sq Ft


Las Vegas, NV 89138
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 6579
AVERAGE HOME VALUE PER SQFT: $168 Per Sq Ft


Las Vegas, NV 89129
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 638
AVERAGE HOME VALUE PER SQFT: $125 Per Sq Ft


Las Vegas, NV 89119
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 621
AVERAGE HOME VALUE PER SQFT: $101 Per Sq Ft


Boulder City, NV 89005
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 5879
AVERAGE HOME VALUE PER SQFT: $145 Per Sq Ft


Dayton, NV 89403
METROPOLITAN Area: Fernley, NV
COUNTY NAME: Lyon Nevada
CITY SIZE RANK: 5863
AVERAGE HOME VALUE PER SQFT: $134 Per Sq Ft


Sun Valley, NV 89433
METROPOLITAN Area: Reno, NV
COUNTY NAME: Washoe Nevada
CITY SIZE RANK: 5846
AVERAGE HOME VALUE PER SQFT: $166 Per Sq Ft


Las Vegas, NV 89147
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 570
AVERAGE HOME VALUE PER SQFT: $131 Per Sq Ft


Mesquite, NV 89027
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 5616
AVERAGE HOME VALUE PER SQFT: $123 Per Sq Ft


Las Vegas, NV 89146
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 5337
AVERAGE HOME VALUE PER SQFT: $110 Per Sq Ft


Las Vegas, NV 89166
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 5302
AVERAGE HOME VALUE PER SQFT: $120 Per Sq Ft


Henderson, NV 89074
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 520
AVERAGE HOME VALUE PER SQFT: $136 Per Sq Ft


Las Vegas, NV 89144
METROPOLITAN Area: Las Vegas, NV
COUNTY NAME: Clark Nevada
CITY SIZE RANK: 5059
AVERAGE HOME VALUE PER SQFT: $159 Per Sq Ft