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Omaha, Nebraska

Omaha VA Mortgage CO-Signer Requirements and Regulations


VA Home Loan Co-Signer Requirements in

VA Home Loan Co-Signer Requirements Omaha, Nebraska
The VA Home Loan is one of the all-around best mortgage types you can get and if you are eligible due to your service but non eligible due to your credit history you may want to consider a co-signer. Having a co-signer may also help you to reduce your rates, and on other types of mortgages down payments. Before you do this you may want to get a professional opinion so feel free to call our VA loan specialist at (816) 945-9924 for free help.

Who can I use as my VA Home Loan Co-Signer?
  • Your legally married spouse
  • Another unmarried military member (if you are unmarried)
  • Certain lenders may allow a unmarried non-military person


VA home Loans are known for their low qualification and credit score requirements. This is comparison to other mortgage types such as the FHA Mortgage and the Conventional Home Loan. Even with these lenient standards, some borrowers may need a co-signer to be approved and that is absolutely okay.

This changes of the VA Home Loan application a bit in Nebraska. Adding a co-signer as part of your Nebraska VA Home Loan can add extra complexities to a already confusing process, and just like always, Go VA Home Loans would like to simplify the process by answering common questions about VA loan co-signers.

Who is eligible to be a co-signer for my VA Home Loan?


The VA Home Loan guidelines provide you with a few options for obtaining a co-signer on your Department of Veteran's Affairs Mortgage. They allow your legally married spouse to co-sign on the mortgage loan with you.

They also have another unique rule for co-signing.

If you're unmarried but both in the military they are allowed to co-sign on the VA Home Loan with you.

What if I want an unmarried, non-military co-signer for my VA Home Loan??

In this scenario the Department of Veteran's Affairs will only guarantee the amount of the veteran's interest in the property. There are few Nebraska lenders that allow for this co-signer option. We recommend that you do a lot of research in this scenario and talk to the Omaha, Nebraska mortgage lenders about their policies.

Does having a Co-Signer Affect My Chances Of obtaining A VA Home Loan in Omaha, Nebraska?
Co-signing definitely brings up some flags for the mortgage brokers. Here's a quick list of things you should remember when adding a co-signer on to your VA home Loan.
  • The Co-Signer's Financial Information and History Will Also Be Reviewed
  • VA Loans Are Not Like Conventional Loan Types Where Eligibility Relies on Credit Scores of High Quality
  • According The Department of Veteran's Affairs Guidelines Mortgage Lenders are supposed to look at the Recent 12 months and consider them "crucial." This is opposed to the actual credit score
  • The option of using a Co-Signer has helped a multitude of people looking to obtain a Omaha, Nebraska VA Home Loan
  • You should try to find a co-borrower that is a spouse, military member, or other high credited individuals



Call our home loan professional to find out more accurately how you should go about the Co-Signer process. (816) 945-9924.

To learn more click this link

Helpful Nebraska VA Loan Info


What is the Omaha VA Loan Appraisal Process?

VA Purchase Home Loan Program Omaha

Military BAH Rates - Omaha Basic Allowance For Housing

Omaha VA Mortgage Calculator

Omaha VA Mortgage Rates

Common Omaha VA Home Loan Questions

How Do I Get A Omaha Certificate Of Eligibility(COE)?

Military DD214 Form for Nebraska military personnel

Omaha VA Credit Score Requirements

Omaha VA Streamline Refinance Loan | IRRRL Refinance Program

Omaha VA Mortgage Lenders

Omaha Income & Financial Requirements For VA Loans

What are closing average Omaha, Nebraska closing costs?

Omaha VA Mortgage CO-Signer Requirements and Regulations

Omaha Military Home Loans and special benefits

What is the Omaha, Nebraska VA Entitlement?

Omaha Nebraska VA Home Loans

The Government Will Pay Your Omaha VA Loan Through the BAH Program

All Nebraska VA Loan Locations

Locations Nearby Omaha


Valley, NE 68064
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 9942
AVERAGE HOME VALUE PER SQFT: $111 Per Sq Ft

Education Stats in Omaha, NE

Highschool Graduation Percent: 99.0562 %
Graduate Degree Percent: 11.4205%
Bachelors Degree Percent: 32.3266%

Omaha, Nebraska housing data

Omaha Poverty Percentage: 17.289%
Omaha, NE Median Earnings: 32804%
Median Household Income in Omaha: 62174%
Omaha, Nebraska Median Home Value: 173200%
68142 Median Gross Rent: 933%

Time zone and area codes for Omaha

Omaha Time Zone: America/Chicago
Area Code(s) For Omaha, NE: 402

Omaha(68142) Coordinates

68142 Approximate Latitude: 41.37
68142 Approximate Longitude -96.11
68142 Population Center Latitude: 41.3373745
68142 Population Center Longitude: -96.09448376
Omaha's Polygon Offset Latitude: 41.3617
68142 Internal Latitude Point: 41.3711459
68142 Internal Longitude Point: -96.1070803
68142 Latitude Minimum: 41.3188
68142 Latitude Maximum: 41.4222
68142 Longitude Minimum: -96.1389
68142 Longitude Maximum: -96.0621

Omaha, NE Age Demographics

Omaha Population Under 10: 488 People
Omaha Population 10-19: 357 People
Omaha Population 20-29: 479 People
Omaha Population 30-39: 466 People
Omaha Population 40-49: 412 People
Omaha Population 50-59: 453 People
Omaha Population 60-69: 261 People
Omaha Population 70-79: 113 People
Omaha Population 80 years and up: 43 People

Omaha Demographics Data

White demographics: 2663 People
African-American demographics: 181 People
Omaha Indian and alaskan natives: 19 People
Omaha asian demographics: 68 People
Omaha Hawaiian and Pacific Islanders: 2 People
Omaha Population Makred as Other: 57 People
Omaha Two or more races: 82 People
Omaha male population count: 1531 People
Omaha female population count: 1541 People

Omaha, NE Facts

Total Population in Omaha: 3072
Omaha Land Area: 48643756
Number Of Houses in Omaha, Nebraska: 1262

Omaha Postal, Tax, and Wage Facts

Total Wages in Omaha: $90,517,551.00
68142 Post Office Location: NA-US-NE-OMAHA
68142 Post Office Type: STANDARD
There were 1453 tax returns in 68142.

Omaha, NE 68142
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 9937
AVERAGE HOME VALUE PER SQFT: $132 Per Sq Ft


Omaha, NE 68157
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 9519
AVERAGE HOME VALUE PER SQFT: $85 Per Sq Ft


Lincoln, NE 68524
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 9489
AVERAGE HOME VALUE PER SQFT: $129 Per Sq Ft


Falls City, NE 68355
METROPOLITAN Area: , NE
COUNTY NAME: Richardson Nebraska
CITY SIZE RANK: 9118
AVERAGE HOME VALUE PER SQFT: $49 Per Sq Ft


Lincoln, NE 68526
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 8988
AVERAGE HOME VALUE PER SQFT: $164 Per Sq Ft


Omaha, NE 68152
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 8853
AVERAGE HOME VALUE PER SQFT: $118 Per Sq Ft


Lincoln, NE 68528
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 8739
AVERAGE HOME VALUE PER SQFT: $128 Per Sq Ft


Omaha, NE 68117
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 8310
AVERAGE HOME VALUE PER SQFT: $105 Per Sq Ft


Omaha, NE 68110
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 8291
AVERAGE HOME VALUE PER SQFT: $65 Per Sq Ft


Omaha, NE 68118
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 7994
AVERAGE HOME VALUE PER SQFT: $118 Per Sq Ft


Bennington, NE 68007
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 7787
AVERAGE HOME VALUE PER SQFT: $131 Per Sq Ft


Bellevue, NE 68147
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Sarpy Nebraska
CITY SIZE RANK: 7505
AVERAGE HOME VALUE PER SQFT: $90 Per Sq Ft


Papillion, NE 68133
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Sarpy Nebraska
CITY SIZE RANK: 7467
AVERAGE HOME VALUE PER SQFT: $107 Per Sq Ft


Omaha, NE 68122
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 7421
AVERAGE HOME VALUE PER SQFT: $118 Per Sq Ft


Omaha, NE 68102
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 7301
AVERAGE HOME VALUE PER SQFT: $172 Per Sq Ft


Lincoln, NE 68522
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 7262
AVERAGE HOME VALUE PER SQFT: $139 Per Sq Ft


Omaha, NE 68112
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 7218
AVERAGE HOME VALUE PER SQFT: $75 Per Sq Ft


Gretna, NE 68028
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Sarpy Nebraska
CITY SIZE RANK: 7058
AVERAGE HOME VALUE PER SQFT: $113 Per Sq Ft


Omaha, NE 68138
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 7026
AVERAGE HOME VALUE PER SQFT: $96 Per Sq Ft


Lincoln, NE 68508
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 6955
AVERAGE HOME VALUE PER SQFT: $97 Per Sq Ft


Blair, NE 68008
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Washington Nebraska
CITY SIZE RANK: 6841
AVERAGE HOME VALUE PER SQFT: $116 Per Sq Ft


Lincoln, NE 68512
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 6643
AVERAGE HOME VALUE PER SQFT: $145 Per Sq Ft


Omaha, NE 68108
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 6361
AVERAGE HOME VALUE PER SQFT: $74 Per Sq Ft


Omaha, NE 68131
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 6284
AVERAGE HOME VALUE PER SQFT: $86 Per Sq Ft


Omaha, NE 68136
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 6205
AVERAGE HOME VALUE PER SQFT: $107 Per Sq Ft


Omaha, NE 68132
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 6153
AVERAGE HOME VALUE PER SQFT: $125 Per Sq Ft


Lincoln, NE 68503
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 6071
AVERAGE HOME VALUE PER SQFT: $89 Per Sq Ft


Lincoln, NE 68507
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 6054
AVERAGE HOME VALUE PER SQFT: $120 Per Sq Ft


Omaha, NE 68124
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 5624
AVERAGE HOME VALUE PER SQFT: $131 Per Sq Ft


Lincoln, NE 68505
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 5342
AVERAGE HOME VALUE PER SQFT: $128 Per Sq Ft


La Vista, NE 68128
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Sarpy Nebraska
CITY SIZE RANK: 5207
AVERAGE HOME VALUE PER SQFT: $97 Per Sq Ft


Omaha, NE 68130
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 5091
AVERAGE HOME VALUE PER SQFT: $129 Per Sq Ft


Lincoln, NE 68504
METROPOLITAN Area: Lincoln, NE
COUNTY NAME: Lancaster Nebraska
CITY SIZE RANK: 5043
AVERAGE HOME VALUE PER SQFT: $114 Per Sq Ft


Omaha, NE 68114
METROPOLITAN Area: Omaha, NE
COUNTY NAME: Douglas Nebraska
CITY SIZE RANK: 4616
AVERAGE HOME VALUE PER SQFT: $120 Per Sq Ft